phone 860-376-8900 Ext. 20

direct 860-639-7837 or 860-639-7807

When:    Thursday Oct 18, 2007 6:00pm – 8:00pm           Where:       Putnam Savings Bank - Griswold 461 Voluntown Road, Griswold, CT Behind Ocean State Job Lot

Everyone has heard the news about current Foreclosure rates and what is happening with “Sub-Prime” mortgages that either have or are about to adjust to higher interest rates. Here is your opportunity to learn from experts what some of your options might be for protecting the investment you have made in your home while also protecting your credit.

We Will Have Short Presentations And Then Answer Your Questions Topic Presenter Introduction Sandi – The BSmartt Team @ Capital Property How Much Is My Home Worth Bernie – The BSmartt Team @ Capital Property How Much Will It Cost To Sell My Home Bernie – The BSmartt Team @ Capital Property What Re-Finance Options Are Available Liz Titus – Putnam Savings Bank What Federal / State Assistance Programs Are Available Liz Titus – Putnam Savings Bank What If I Owe More Than My Home Is Worth Bernie – The BSmartt Team @ Capital Property What Is A ‘Short Sale’ And How Do I Proceed Attorney Stuart Norman What Is ‘Deed In Lieu Of Foreclosure’ Attorney Stuart Norman Is Bankruptcy An Option Attorney Stuart Norman What Is The Impact On My Credit Liz Titus – Putnam Savings Bank Open Questions All

This Seminar is being offered as a Public Service Only. No explicit or implied promises of success using any of the discussed options are being offered.

Sponsored By:                               And           Attorney Stuart R Norman, Jr.

Please Register to reserve your seat.  On Line:   www.BSmartt.com By Phone:          860-639-7837

BSmartt.com